Wealth & Money

What learners get

• Calculate Your Net Worth
• The 50/30/20 Split as a Starting Frame
• Automate Fixed Bills So Willpower Isn't Required
• Give Every Dollar a Job Before the Month Begins
• Track Spending Weekly, Not Daily, to Avoid Burnout

Inside this guide

1. Section 1: Get Honest About Where Your Money Stands
2. Section 2: Set Money Goals That Survive Real Life
3. Section 3: Build a Budget You'll Actually Follow
4. Section 4: Kill High-Interest Debt First
5. Section 5: Build an Emergency Fund That Holds
6. Section 6: Increase Your Income Without Burning Out
7. Section 7: Start Investing Without Overcomplicating It
8. Section 8: Protect What You're Building
9. Section 9: Rewire the Habits That Sabotage You
10. Section 10: Your 90-Day Action Plan

Try the Coach free — no signup required

Every visitor gets 100 free Coach tokens in their browser to try the OSB Coach on this Arc. That covers roughly 20 Coach interactions on the Fast tier — plenty to get a real feel for how the Coach guides you, captures your commitments, and follows up.

• Fast tier (free, default) — 5 tokens per signal. ~20 interactions on the starter allowance.
• Balanced tier — 4× cost, deeper context. Best when you're working through tough moments.
• Deep tier — 8× cost, fullest reasoning. Reserved for genuinely hard calls.

What you get when you buy

This Arc includes 100 Coach tokens credited to your account on purchase. Tokens never expire and roll over across Arcs — they're a wallet, not a subscription. Coach memory, commitments, and check-ins all flow on top.

The Coach is delivered by OSB Coach, our digitally-created coaching system. AI is the engine; the Coach is the product.

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