Wealth & Money

By DigitalExpo

☆☆☆☆☆

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$9.99

One-time purchase · No subscription required

Build realistic money goals, budget with purpose, and gain financial clarity.

Unlocks instantly in the OSB Reader after checkout

Money advice is usually two things stitched together: complex math and moralizing. This Arc strips both out and gives you the system.

Inside, you’ll learn:

**Calculate Your Net Worth** — A 30-minute exercise that produces one number. Most people avoid it because they’re scared of what they’ll find. The number is just data. You can’t change what you won’t measure.

**The 50/30/20 Split as a Starting Frame** — 50% needs, 30% wants, 20% future. Not a religion, a starting point. The Arc shows when to bend the rule and when to hold it.

**Automate Fixed Bills So Willpower Isn’t Required** — Willpower is the wrong tool for monthly bills. The Arc walks you through the specific automations (which bills, which day, which buffer) that make money management run without you thinking about it.

**Give Every Dollar a Job Before the Month Begins** — A simple budget format (zero-based) where every dollar of income gets assigned before the month starts. Eliminates the “where did it go?” surprise.

**Track Spending Weekly, Not Daily, to Avoid Burnout** — Daily tracking burns out by week three. Weekly tracking sustains for years. The difference between systems that ship and systems that don’t.

**Honest about scope:** if your problem is income (not enough coming in), no budget will close the gap — you need a job change or a side income, not better tracking. The Arc tells you which problem you actually have.

Your OSB Coach walks you through your net-worth calculation, helps you set up your first automation, and comes back days later to ask which leak you sealed.

What learners get

Calculate Your Net Worth
The 50/30/20 Split as a Starting Frame
Automate Fixed Bills So Willpower Isn't Required
Give Every Dollar a Job Before the Month Begins
Track Spending Weekly, Not Daily, to Avoid Burnout

What you will learn

Section 1: Get Honest About Where Your Money Stands
Section 2: Set Money Goals That Survive Real Life
Section 3: Build a Budget You'll Actually Follow
Section 4: Kill High-Interest Debt First
Section 5: Build an Emergency Fund That Holds
Section 6: Increase Your Income Without Burning Out
Section 7: Start Investing Without Overcomplicating It
Section 8: Protect What You're Building
Section 9: Rewire the Habits That Sabotage You
Section 10: Your 90-Day Action Plan

Try the Coach free — no signup required

Every visitor gets 100 free Coach tokens in their browser to try the OSB Coach on this Arc. That covers roughly 20 Coach interactions on the Fast tier — plenty to get a real feel for how the Coach guides you, captures your commitments, and follows up.

Fast tier (free, default) — 5 tokens per signal. ~20 interactions on the starter allowance.
Balanced tier — 4× cost, deeper context. Best when you're working through tough moments.
Deep tier — 8× cost, fullest reasoning. Reserved for genuinely hard calls.

What you get when you buy

Includes 100 OSB Coach tokens credited to your account on purchase. Tokens never expire and roll over across Arcs — they're a wallet, not a subscription. Coach memory, commitments, and check-ins all flow on top.

The Coach is delivered by OSB Coach, our digitally-created coaching system. AI is the engine; the Coach is the product.

Take the Coach anywhere — free browser extension (beta)

The DigitalExpo Coach is a browser side-panel that rides any tab. It watches what you're working on, coaches you through it one step at a time, writes the exact command into your DigiPad, and checks your result — the same Coach from your Arc, now beside you on the real web.